⚠️ Important — Please Read Before Proceeding
Ishwar Bansilal Bhatewara (23962) is a Mutual Fund Distributor (MFD) registered with AMFI. We are NOT a SEBI-registered Investment Adviser (RIA). We facilitate Mutual Fund transactions and distribute financial products. We do not provide personalised investment advice as defined under SEBI (Investment Advisers) Regulations 2013. For personalised investment advice, please consult a SEBI-registered Investment Adviser.
Disclaimer
This disclaimer governs the use of investworld.in and all services provided by Ishwar Bansilal Bhatewara
Ishwar Bansilal Bhatewara | 23962 | Initial Reg: 25-07-2004 | Valid Until: 25-02-2029
📢 Standard Mutual Fund Disclaimer — Mandatory per SEBI / AMFI
Mutual Fund investments are subject to market risks. Please read all scheme related documents carefully before investing. Past performance of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee or assurance that the investment objective of any scheme will be achieved. NAVs of units issued under any Mutual Fund scheme can go up or down depending upon the factors and forces affecting securities markets and may also be affected by changes in the general level of interest rates. The value of investments may fluctuate and investors may not get back the amount they invested.
1. Nature of Our Business
Ishwar Bansilal Bhatewara is an AMFI-registered Mutual Fund Distributor (23962) providing the following services:
- Facilitating purchase, redemption, switch, and SIP registration of Mutual Fund units on behalf of investors
- Distributing insurance products as an IRDAI-licensed intermediary
- Distributing Specialised Investment Funds (SIF) as an AMFI-registered SIF distributor
- Providing investor education content, financial calculators, and general financial information
What Ishwar Bansilal Bhatewara does NOT do:
We do NOT provide personalised investment advice | We are NOT a SEBI RIA | We do NOT guarantee returns | We do NOT provide tax, legal, or accounting advice | We do NOT facilitate Direct Plan investments
2. Investment Risk Disclaimer
Mutual Funds
- Mutual Fund investments are subject to market risks — NAV may rise or fall based on market conditions
- Past performance does not guarantee future returns — do not invest based on past performance alone
- There is no assurance that the investment objective of any scheme will be achieved
- Ishwar Bansilal Bhatewara deals in Regular Plans only — trail commission is earned from AMCs as part of TER, which is not an additional charge to investors
- Direct Plans are available at lower expense ratios through AMC portals — Ishwar Bansilal Bhatewara does not facilitate Direct Plan investments
- Please read the Scheme Information Document (SID), Statement of Additional Information (SAI), and Key Information Memorandum (KIM) carefully before investing
Specialized Investment Funds (SIF)
SIF is a new asset class introduced by SEBI in 2024. Minimum investment is Rs. 10 Lakhs per transaction. SIF carries relatively higher risk than regular Mutual Funds. Investors should read all SIF-related documents carefully before investing.
3. Website Content Disclaimer
- The content on investworld.in is for general information and educational purposes only — it does not constitute investment advice
- Information on this website is updated periodically but may not always reflect the most current market conditions or regulatory changes
- Ishwar Bansilal Bhatewara does not warrant the accuracy, completeness, or timeliness of any information on this website
- Any views, opinions, or market commentary on this website are the general views of Ishwar Bansilal Bhatewara and should not be construed as personalised advice
- Third-party links on this website are provided for convenience only — Ishwar Bansilal Bhatewara is not responsible for third-party content
Calculator Disclaimer: All financial calculators on this website provide illustrative projections only. Results are based on assumptions provided by users and do not account for taxes, inflation, fund manager performance, or other variables. Calculator outputs do NOT constitute investment advice or a guarantee of returns.
4. Commission & Remuneration Disclosure
- Ishwar Bansilal Bhatewara receives trailing commission from AMCs on Regular Plan Mutual Fund investments — this is part of the scheme's TER and is not an additional charge to investors
- Exact commission details are available on our Commission Disclosure page at investworld.in/commission-disclosure
- Commission earned on your investments is visible in your Consolidated Account Statement (CAS) from CAMS, KFintech, or MF Central
- All product recommendations are based on investor suitability — never on commission rates received
- Ishwar Bansilal Bhatewara does not receive any non-cash benefits, gifts, or incentives from AMCs that could create a conflict of interest
5. Grievance Redressal Officer (GRO)
For any complaints, queries, or grievances — contact our GRO:
GRO NameIshwar Bhatewara
DesignationProprietor & GRO
Emailishwarb9@gmail.com
Phone9890690045
AddressA-501, Mudra Soc., Opp Dmart, Pune- Satara Road, Pune-411037.
Response TimeAcknowledgement within 3 working days | Resolution within 15 working days
6. Grievance Escalation Matrix
If not satisfied with our response, escalate in the following order:
1
Ishwar Bansilal Bhatewara GRO
ishwarb9@gmail.com
9890690045
2
AMC Investor Relations
Contact concerned AMC directly
3
AMFI IGRC
igrc@amfiindia.com
1800-270-7000
4
SEBI SCORES
scores.sebi.gov.in
1800-266-7575
5
SMART ODR
smartodr.in
Conciliation & Arbitration
7. Regulatory Registration Details
| Registration | Details |
|---|
| AMFI ARN | 23962 | Initial: 25-07-2004 | Valid Until: 25-02-2029 | Verify at amfiindia.com/find-mf-distributor |
| AMFI SIF Registration | 23962 (SIF) | Verify at amfiindia.com |
Investors can verify all registrations independently using the official portals mentioned above. Report any discrepancy to SEBI at scores.sebi.gov.in or AMFI at igrc@amfiindia.com.
8. Data Privacy
All personal data collected by Ishwar Bansilal Bhatewara is handled in accordance with our Privacy Policy (available at investworld.in/privacy-policy) and the Digital Personal Data Protection Act 2023 (DPDPA 2023). Your data is never sold or shared with unauthorised third parties.
9. Limitation of Liability
- Ishwar Bansilal Bhatewara shall not be liable for any investment losses arising from market fluctuations or scheme performance
- Ishwar Bansilal Bhatewara shall not be liable for decisions made by investors based on general information or educational content on this website
- Our liability is limited to the specific service transaction in question, as permitted by applicable law
- This website and its content are provided "as is" without any warranty of any kind
10. Intellectual Property
All content on investworld.in including text, graphics, logos, calculators, and design is the intellectual property of Ishwar Bansilal Bhatewara. Reproduction without written permission is prohibited. AMFI, SEBI, and AMC logos used on this website are the property of their respective owners and are used for informational purposes only.
Our Commitment
Ishwar Bansilal Bhatewara is committed to ethical, transparent, and investor-first practices. If you believe any content on this website is misleading or any of our practices are non-compliant, please contact our GRO at ishwarb9@gmail.com or report to SEBI SCORES at scores.sebi.gov.in.
Last Updated: August 2026 | Ishwar Bansilal Bhatewara | 23962 | investworld.in | Subject to revision as per regulatory updates
